Curated for GCs, Investors, and Home Owners

Scope Your Property Risk
Before You Budget

Arizona site risk reports generated from 6 government data sources: ADU eligibility, soil, flood, fire, seismic, and more.

No account required · Maricopa County & major AZ jurisdictions

6 Government Data SourcesCOPE Risk FrameworkISO 31000 Methodology

How It Works

Three steps to site clarity

01

Enter an Address

Type any Arizona address. We geocode it and pull the exact parcel from county records.

02

We Query 6 Sources

Parcel, soil, flood, wildfire, seismic, and fire protection — queried simultaneously.

03

Get Your Report

COPE risk scores, cost adjustments, permit checklists, and partner connections.

COPE Framework

Every angle covered

Adapted from the insurance industry COPE standard for residential construction risk.

C

Construction

USDA SSURGO

  • Soil classification
  • Caliche likelihood
  • Shrink-swell risk
  • Excavation difficulty
  • Foundation cost impact
O

Occupancy

County GIS + Jurisdiction Rules

  • Zoning & land use
  • ADU eligibility (HB 2720)
  • Lot dimensions
  • Permit checklist by city
  • Owner occupancy rules
P

Protection

OpenStreetMap

  • Fire station proximity
  • Hydrant availability
  • Protection Class estimate
  • Insurance rate impact
  • Fire-resistant guidance
E

Exposure

FEMA + USFS + USGS

  • FEMA flood zone
  • Wildfire hazard potential
  • Seismic design category
  • Insurance requirements
  • Defensible space notes

Prefab Gap Coverage

Building an ADU or installing prefab? Standard builders risk leaves a gap between delivery and CO. Protect your margin with gap coverage tailored to your site.

Learn More

Market Context

Arizona's ADU market is here

55K+
AZ Housing Permits (2024)
15K+
Licensed Residential GCs
$120-400K
Average ADU Project
53%
Modular ADU Share

HB 2720 (2024) and HB 2928 (2025) require ADUs by right statewide.

See it in action

Browse real reports for Arizona properties — residential, large lot, rural, and urban.

View Sample Reports